pago Join the beta

Beta, small groups

Track your money by typing one line.

Type irish pub 4.50 and pago fills in the amount, the category and the description. You check them and save. Then the reports show you where your money went.

Add transaction screen. The text Groceries Mall 34.55 has been parsed into amount 34.55, category Grocery, description Groceries Mall and a date, ready to confirm.

Why it exists

Money apps ask for too much. So I stopped using them.

Most money apps want forms, bank links and ten taps for every coffee. That works for a week. Then you stop logging, and the numbers stop meaning anything.

So I built the smallest thing that would keep me going: one line where you type what you spent, the way you'd tell a friend. pago reads it, picks the category and fills in the rest. If it guesses wrong, you fix it before saving.

That's most of it. Few features, all of them useful.

The real app

A quiet web app, on your desk and on your phone.

These are real screenshots of pago. It works on desktop and on your phone.

pago monthly report for August 2026: income, expenses, balance and number of transactions, spending by category with bars, and a chart of expenses for the last six months.
Monthly and yearly reports. Income, expenses and balance, where the money went by category, and how this month compares to the last six.
Transactions list searched for 'par', showing ten parking and computer parts expenses across 2026 with their categories and amounts.
Search everything. Find that parking ticket from March by typing three letters.
Transactions list filtered to August 2026 and the Car category, showing five parking and insurance expenses.
Filter in a click. One month, one category, or just income or expenses.
pago yearly report for 2026: income, expenses, balance and number of transactions, spending by category, and expenses by month.
The whole year on one screen. What came in, what went out, and which months cost the most.

What it does

The short list.

Everything here works today. Nothing on this page is a promise for later.

  • Add in plain words

    Type "irish pub 4.50" or "january salary 3k". pago fills in the fields, you check them and save. Or fill them in yourself.

  • Sorts it for you

    17 expense categories and 2 for income. pago picks one, you can change it before saving.

  • Catches doubles

    If a new expense looks like one you saved recently, pago warns you before you save it twice.

  • Hide your amounts

    One tap hides the numbers, for when someone is looking at your screen.

  • Recurring items

    Rent, subscriptions, salary: set them once and pago adds them every month.

  • Search and reports

    Search your descriptions across all your years, and see reports by week, month and year.

  • Your data, your way out

    Export every transaction as a CSV file, any time. Sign in with a passkey, no password.

What it does not do

On purpose.

Leaving things out is what keeps pago fast to use.

  • bank links

    pago never connects to your bank. You tell it what you spent, and only that is stored.

  • investments

    No stocks, no net worth, no crypto. Just money in and money out.

  • shared wallets

    It's for one person's money. Splitting bills with friends is a different app.

  • ads or data selling

    Your spending is yours. It's not for sale.

How the beta works

Small groups, so I can listen.

  1. Leave your email

    One field. I only use it for the beta and the launch.

  2. Get an invite

    I let people in small groups, so I can answer everyone.

  3. Use it, tell me

    Tell me what's annoying and what's missing.

  4. Hear first at launch

    When pago launches, testers hear about it before anyone else.

Try logging a week of spending with one line each.

Join the beta and I'll send you an invite when the next group opens.